Why a Clear Title is the ONLY Thing That Slows Down a Cash Sale (and How Freedom Handles It)
In the world of fast real estate, a cash offer is the gold standard for speed. At Freedom Cash Home Buyers, we have built our reputation on a simple, 3-step process that can lead to a closing in as little as 7 days. However, we also believe in total transparency with our homeowners. While we eliminate the need for bank appraisals, lender approvals, and endless showings, there is one universal hurdle in every real estate transaction: the title search.
Understanding the title search cash sale process is vital for managing your expectations. While we move at lightning speed, the legal transfer of property requires a clear title. If you are worried about a title issues cash closing delay, or if you need to sell house with liens, this guide explains how we proactively "Bring Solutions" to keep your sale on track.
What is a Title Search and How Long Does It Take?
Before a property can change hands, a title company or attorney must perform a search of public records. This is to ensure that the person selling the home has the legal right to do so and that the property is free of "clouds" or encumbrances.
A common question we hear is: how long does a title search take? In a standard transaction, this usually takes anywhere from a few days to a week. However, the timeline can extend if the search reveals unexpected complications. While traditional buyers might walk away the moment a title issue appears, Freedom Cash Home Buyers specializes in navigating these exact challenges.
Common Hurdles: Liens, Heir Issues, and Violations
Because we buy homes in any condition and handle any challenge, we frequently encounter properties with complex backgrounds. The most common issues that can cause a title issues cash closing delay include:
- Property Liens: These are legal claims against a property for unpaid debts, such as back taxes, HOA fees, or mechanic’s liens from past work.
- Heir and Probate Issues: If a homeowner has passed away, the property may need to go through the probate process to determine legal heirs before a sale can be finalized.
- Code Violations: Unresolved code violations or open permits can create a "cloud" on the title that must be addressed before the city or county allows the transfer.
- Financial Issues: This can include anything from bankruptcy to being late on mortgage payments.
How Freedom "Brings Solutions" to Title Challenges
When a title issue arises, most traditional buyers—and their banks—will immediately cancel the contract. They often don't have the expertise to wait for a resolution. At Freedom Cash Home Buyers, our core value is that all problems have solutions.
We don't run from title issues; we help you solve them. Here is how we maintain our outstanding service even when you need to sell house with liens:
- Dedicated Local Support: We work directly with specialized law firms and title experts who understand the local courthouse systems.
- Proactive Problem Solving: Whether it’s helping heirs navigate probate or working with a city to settle code violations, we stay involved.
- Transparency: We keep you informed every step of the way. If a search reveals a lien you didn't know about, we explain how it affects the closing.
- Covering the Costs: Remember, with Freedom, there are no fees or closing costs.
FAQs: Navigating Your Title Search
How long does a title search take if there are no issues? Typically, a clean title search can be completed in 3 to 5 business days. This allows us to quickly understand any possible issues with the title to your home. Should issues arise, our team will help you every step of the way. Oftentimes, we handle the issues for you to ensure we provide outstanding service.
Can I sell the house with liens if the lien is larger than the offer? This is a "low equity" or "short sale" situation. While challenging, we have the ability to help with any situation and will work with you to find the best possible solution.
What happens if a title issue cannot be resolved quickly? We work on your timeline. If a complication arises, we keep the offer on the table, if feasible, and provide dedicated support until the title is clear, working to help you get your cash.
Your Fast Closing is Still the Goal
While a complex title issue is the only thing that can truly slow down our 7-day timeline, it does not mean your sale won't happen. Because we are a highly qualified buyer with over $70 million paid to homeowners to date, we have the resources to see the transaction through.
Once the title is clear, the rest is simple: you set the closing date and you get paid.
Ready to Solve Your Property Challenges?
Don't let liens, probate, or title clouds stop you from getting the cash you need. We have the experience to handle the "hard part" so you don't have to.
Request your free, no-obligation cash offer today and let our experts handle the title work for you!
