Fire, Water, or Mold: Why Freedom Buys Houses the Banks Won't Touch
When a property suffers a major catastrophe—whether it’s a kitchen fire, a burst pipe causing extensive water damage, or a long-term mold infestation—the path to selling it through traditional channels often hits a dead end. Most retail buyers rely on bank financing, and mortgage lenders have strict safety and habitability standards. If a home has significant damage, the bank will refuse the loan, creating a "catch-22" where you can't sell the house until it’s fixed, but you can’t afford to fix it until you sell.
At Freedom Cash Home Buyers, we specialize in these exact challenges. We provide a path to liquidity for homeowners stuck with distressed properties. We offer a "Clean Break" by purchasing your home exactly as it sits today, allowing you to move forward without spending a dime on restoration.
The Problem: Traditional buyers and their lenders will not touch a property with major damage because it won't pass a basic appraisal or inspection. This leaves the homeowner responsible for costly repairs, insurance battles, and months of waiting while the property continues to deteriorate.
The Freedom Solution: We are a highly qualified buyer with over $70 million paid to homeowners to date. We don't need bank approval to buy your home, which means we can purchase houses with fire, water, or mold issues that others simply walk away from.
Why "As-Is" is the Best Choice for Damaged Homes
Dealing with contractors and insurance adjusters after a disaster is a full-time burden. We put YOU First by simplifying the entire process:
- No Repairs Required: You do not need to lift a finger to fix the damage or even clean up the debris because we buy in any condition.
- Speed of Sale: While traditional sales can take months, we can close in as little as 7 days, or whenever you need us to purchase your home.
- Financial Certainty: We handle all the "hard parts," including settling code violations or open permits often associated with damaged properties.
- No Hidden Fees: You won't pay any realtor commissions, fees, or closing costs when you sell to us.
A Flexible Transition for a Stress-Free Move
We understand that a disaster often means you need to find a new place to live quickly. Our process is designed to be a "No-Stress" transition:
- Get an Offer First: We provide a fair cash offer based on the current state of the home, giving you the information you need to plan your next chapter.
- Flexible Closing Date: You set the closing date that works best for your relocation timeline.
- Post-Closing Occupancy: If you need extra time to find a new home, we offer post-closing occupancy agreements that let you stay for up to 30 days after you get paid.
Frequently Asked Questions
Will you buy a house with an open insurance claim?
Yes. We are experienced in handling complex situations, including properties with ongoing insurance disputes or title issues.
How much does the damage affect the offer?
Our team uses professional evaluations to determine a fair price based on the property’s potential after restoration. Because we have paid over $70 million to homeowners, you can trust that our offer is backed by real capital.
Can I leave damaged furniture behind?
Absolutely. You take what you want to keep, and we take over the responsibility of clearing out the rest.
How quickly can I get the money?
If the title is clear, we can often close and have the cash in your account in as little as 7 days.
Do I have to move out immediately at closing?
No. With our Post- closing occupancy solution, we can build the right timeline for your unique situation so you have the cash first.
Experience Freedom from Your Property Burdens
At Freedom Cash Home Buyers, we don't just buy houses; we bring solutions that work for your real life. Whether you are dealing with a fire-damaged rental or a mold-infested inherited home, we treat every homeowner with integrity and provide the outstanding service you deserve.
Ready to walk away from the damage and get the cash you need? Request your free, no-obligation cash offer today and start your fresh start!
